Hi, I’m Kendra Droddy and I am a licensed Loan Originator specializing in residential mortgage loans. I’ve been in the mortgage industry for several years and in that time I’ve witnessed many changes. The most significant however is happening right now with the lowest interest rates on mortgages that we’ve seen in years. These incredible rates are enabling more consumers than ever to live their dream of becoming homeowners and current homeowners to lower their monthly payments by refinancing.
If you’re not sure if you can own a home, we can help. My partner (and sister), Aimee Droddy and I can help determine if you can get preapproved for a mortgage. We will walk you through the simple qualification process to see what price range you would be in, what the monthly payments would be and the costs to close if any. We pride ourselves on helping first time home buyers and will hold your hand every step of the way. Our primary focus is to make the homebuying process a stress free one through constant communication and transparency.
So even if you’re not sure you are ready to purchase, we’re happy to give you answers to questions you may have or any tools necessary to becoming a homeowner in the future. Give us a call at 561-469-7422
Loans we offer:
Conventional, FHA, VA, USDA, Bank Statement Programs, Jumbo, High Balance, Home Ready, Home Possible & HELOCs when combined with a 1st.
Average Interest rates as of 1/27/2021
15 year fixed Conventional – 2.25%
30 year fixed Conventional – 2.75%
30 year fixed FHA – 2.25%
Rates and terms subject to change based on market conditions and borrower eligibility. The rates shown are based upon a variety of conditions and circumstances. These include a consumer credit score which may vary from your individual credit score. A loan’s interest rate depends upon the specific features of the loan transaction and the borrower’s credit profile up to the time of closing.
A loan’s interest rate depends upon the specific features of the loan transaction and the borrower’s credit profile up to the time of closing. The advertised rates for Conventional products are based on an assumed base loan amount of $240,000, $300,000.00 purchase transaction of primary residence, a 780 FICO score with a loan-to-value ratio of 80% on a primary single-family home. The advertised rate for the FHA product is based on an assumed base loan amount of 289,500, $300,000 purchase transaction of primary residence, a 780 credit score and loan to value ratio of 96.5% on a primary single family home.